Winter Bonanza – A Season of Giving & Winning.
October 30, 2026Celebrate the season by sending money to the ones who matter most! Every eligible transfer made through any Al Fardan Exchange branch or the AlfaPay App gives you a chance to win AED 200 in daily cash prizes and enter the Grand Draw to win an iPhone Duo.The more you transfer, the more chances you have to win.
24/7 Money Transfers with the AlfaPay App
Send money securely and conveniently anytime, anywhere with the AlfaPay App. New users can enjoy 2 free transfers using code FREE.
100+ Branches Across the UAE
Visit any Al Fardan Exchange branch across the UAE and send money with the assistance of our experienced staff.
Click here to find your nearest branch
Promotion Period
The promotion is valid from 1 November 2026 to 30 December 2026.
Draw Details & Schedule:
- The promotion will run for 60 days, from 1 November to 30 December 2026, featuring daily cash prize draws and a Grand Draw.
- A total of 61winners will be selected throughout the campaign: 60 daily cash prize winners receiving AED 200 each and one winner in the Grand Draw for an iPhone Duo.
- Daily Draw - AED 200 Cash Prize
One lucky customer will win AED 200 every day during the promotion period. - Grand Draw - Win an iPhone Duo
One lucky customer stands a chance to win an iPhone Duo in our Grand Draw.
Grand Draw Date: 6 January 2027
Announcement of Winners
Winners will be announced through our official website, social media platforms, and other official channels following the respective draws.
Eligibility & Entry Criteria
The promotion is open to customers who complete at least one successful domestic or international money transfer transaction qualify for the Daily and Grand Draw. WPS and AlfaPay users are eligible for 2 entries and can double the chances of winning, subject to the applicable campaign terms and conditions mentioned below. Please refer to the Remittance Key Facts Statement (KFS).
Download the AlfaPay App
Send money with ease and be part of the Winter Bonanza!
This promotion is brought to you by Al Fardan Exchange – Sole Proprietorship L.L.C., licensed by the Central Bank of the UAE. Hereinafter referred to as “Al Fardan Exchange”.
Generic T&C
- Prize Collection: Winners must submit the original transaction receipt made at an Al Fardan Exchange SP L.L.C. branch, or an electronic copy of the transaction made through the AlfaPay app, along with a valid Emirates ID and/or passport, to claim their prize.
- Criteria: Promotion eligibility is based on successful international or domestic money transfers made through any Al Fardan Exchange SP L.L.C. branch or the AlfaPay app, where the funds have been credited to the beneficiary’s account or successfully paid out. Transfers that are blocked, rejected, or returned due to compliance checks, banks, agents, or beneficiary will not qualify.
- Entry Denial: Al Fardan Exchange SP L.L.C reserves the right to deny entry for any remittance transaction deemed unethical, false, or unauthentic.
- Fraudulent Activity: If a transaction is found to be suspicious or fraudulent, Al Fardan Exchange SP L.L.C. reserves the right to withdraw the prize and disqualify the participant. For guidance on reporting fraud or an unauthorised transaction, please click here.
- Marketing Consent: Winners’ consent will be obtained before using their names, photos, or videos for marketing purposes. By providing consent, winners agree to such use and waive any related claims against Al Fardan Exchange SP L.L.C. Consent may be withdrawn at any time by visiting any Al Fardan Exchange branch or contacting the Call Centre.
- Terms Amendments: Al Fardan Exchange SP L.L.C reserves the right to amend these Terms and Conditions as directed by government regulators and inform customers via our official website, official social media platforms, and other official channels.
- Promotion Status: Al Fardan Exchange SP L.L.C reserves the right to postpone, cancel, or suspend the promotion for any Lawful reason and shall inform customers via our official website, official social media platforms, and other official channels.
- Compliance: Customers’ failure to comply with these Terms and Conditions may result in disqualification.
- Final Decision: The decision of Al Fardan Exchange SP L.L.C regarding any promotion-related issues is final and binding.
- Prize Conditions: The iPhone Duo is non-exchangeable, non-transferable, and non-refundable.
- Acceptance of Terms: Participants are deemed to accept and agree to these Terms and Conditions upon entry. Al Fardan Exchange SP L.L.C reserves the right to refuse entry or prize claims from anyone in breach of these terms.
- Liability Limitations: Al Fardan Exchange SP L.L.C and its authorized agents will not be liable for any loss, damage, personal injury, or death resulting from accepting the prize.
- Monetary Loss: Al Fardan Exchange SP L.L.C is not liable for any monetary loss or damage resulting from participation in the promotion.
- Force Majeure: Al Fardan Exchange SP L.L.C is not liable for any failure to comply with obligations due to Force Majeure events.
- Governing Law: All disputes arising from this promotion are subject to UAE laws and the jurisdiction of its competent courts.
- Personal Information: Al Fardan Exchange SP L.L.C. will never ask for your personal banking details or request any payment to claim a prize.If you receive such a call, please contact our Call Centre for assistance and guidance.
- Inquiries and Complaints: For clarifications or complaints, call 600522265 or email customercare@alfardanexchange.com. We aim to resolve your complaint and provide a final response within ten (10) business days. Where this is not possible, we will provide a final written response, including detailed reasons, within thirty (30) complete business days of receiving the complaint.
- Fraud Reporting: Report any theft, loss, stolen card, or unauthorized transactions immediately to Al Fardan Exchange SP L.L.C Customer Service at 600522265 or email fraud.reporting@alfardanexchange.com available 24/7.
Warning
- Additional fees may be levied by the correspondent bank/financial institution or entity providing financial services to the beneficiary of remittances.
- This product/service may be affected by changes in foreign currency exchange rates.
- The actual time to complete a transaction may differ from estimates due to increased scrutiny of transactions by the correspondent bank/financial institution or entity providing financial services to beneficiary of remittances.
- Bank details are requested only through our official channels and solely to process your advised transaction or refunds.
- Refunds against cancellation or rejection of drafts, transfers, or any other remittance transactions returned unpaid for whatever reason will be made only at our prevailing buying rate or at the rate at which we issued the transaction, whichever is lower.
- Re-issuance or replacement of remittance transactions for any reason are subject to our charges and rate differences, as applicable.
- Penalties and Fees may be applied if there is a customer error or omission in providing incorrect or incomplete information for remittances.



